Walk fucking everywhere and crush your transportation costs

If you don’t currently walk everywhere you go, I highly suggest that you start. Need groceries? Walk to the nearest grocery store. Going to work? Same deal. Bored at home on a weekend? Go for a walk. Need to get to the train for a trip out of town? Grab that luggage and get your walk on. Standing in front of 15 flights of stairs at a subway station? Be grateful for the challenge – time to get moving.

The true cost of trinkets

Most folks who are disciples of the financial independence and early retirement movement will have heard of its founders, Vicki Robin and Joe Dominguez. Together, they wrote a book called Your Money or Your Life that has transformed the lives of millions of people.

If you haven’t yet read it, it’s a must-read for any aspiring frugal citygoer. One of the core concepts of the book is that money is something you trade your life energy for, and thus you should know how much of your life energy you’re trading for each purchase you make. So how do you make that calculation, and how can we apply it to our own lives?

Why financial independence?

In my last post, I talked about how financial freedom is the primary goal of optimizing your life the way we talk about here at CityFrugal. But why is financial independence a worthy goal? Moreover, why should it be prioritized over the type of pleasurable, high octane consumption that so many of us are used to?

As I type this in 2018, there are only a few things in the world that we know to be capital-T True. One of those things, and in my mind the one that makes life worth living, is that we don’t have unlimited time on this planet. So how will you spend that precious resource?

The real meaning of frugality

Frugality gets a bad rap, particularly in an affluent and spendy place like my home city of New York. Fancy dinners and drinks are the norm for many hardworking professionals, and buying nice things is treated as a hobby or stress release from a difficult day-to-day. I’ve seen it all over, and have even been known to indulge in these practices.

To folks who view shelling out for these things as a necessity rather than a luxury, the concept of frugality is a nonstarter. But what does frugality really mean, particularly in a place like this?